r&d partnerfor established companies

We prove it works. Then we build it.

forma is the R&D partner for mid-sized companies that know what’s slowing them down — but don’t have the team, the time or the appetite to bet a big budget on fixing it.

forma.limitedstart with the problem
the problem

Every established company has one. A process that runs on spreadsheets and goodwill. A system nobody dares to touch. A fix that has been “next quarter” for two years.

It’s rarely a technology problem. It’s an ownership problem.

  1. 01

    No one in-house to build it.

    Your people run the business. Modern software, automation and AI aren’t their day job — and hiring a team for one initiative is slow and risky.

  2. 02

    Bureaucracy eats the idea.

    Approvals, committees, procurement. By the time something gets a green light, the momentum is gone and the budget has moved on.

  3. 03

    Nobody wants to bet the budget.

    Big upfront contracts make everyone careful. So the idea everyone likes never gets an owner — and the workaround becomes the process.

That’s the gap we work in.

who we work with

We work with COOs, founders, CTOs, CIOs, heads of digital, and VPs of engineering at established companies in financial services, logistics, trading, manufacturing, insurance, real estate, and blockchain across the UK, the US, Singapore, Australia, Western Europe, and New Zealand.

  • size

    $5M+

    Annual revenue — or $1M+ profit and the will to put a real share of it into change.

  • industries

    7

    Financial services, trading, blockchain, logistics, manufacturing, insurance and real estate.

  • new hires

    0

    People you need to recruit. We bring the engineers; you keep the code and the knowledge.

not a fit —pre-revenue startups, hourly staff augmentation, agencies reselling work as their own, year-long public tenders.

how we work

Three steps. Each one earns the next.

You never commit to more than the evidence supports. Proof comes first — budget follows.

01find the problemweek 0

A call about your business, not our services.

We start by learning how your company actually runs — where money moves, where people wait, which workaround quietly became the process. A short discovery then pins down the one bottleneck worth fixing first.

outcome

A clear problem statement, a measurable goal and a pilot plan.

02test the ideaweeks 1–3

A working pilot in 2–3 weeks. Fixed price.

We build a lean MVP with your team, on your real data, measured against the goal you set — money saved or hours returned. Your existing processes keep running while we do it.

outcome

A working proof of concept with full technical documentation.

03go full productmonth 2+

Only then, the full product.

With the idea proven, we build it properly: production-grade, integrated with the systems you already run, shipped in months — not years. We improve how you work. We don’t replace it.

outcome

Production software with warranty, SLA and a complete handover.

case studyfintech · trading superapp

monthly revenue, 0 → today

From a two-week prototype to $100k a month.

A financial superapp that plugs into multiple trading platforms and aggregators: a built-in trading journal, interactive charts, deep performance metrics — and automated guardrails that stop brokers from making erroneous or high-risk moves.

idea$100k+/month
2 weeks
4 months
3 months
  1. 01prototype

    Fast, high-frequency loops proved the integrations were possible and locked in the product vision.

  2. 02full build

    The complete platform — billing on Stripe webhooks, lifecycle email on Loops, guardrails in the core.

  3. 03launch prep

    Bug fixing, polish, and the tech aligned with the marketing plan for a stable launch.

cost

$1,000+

Saved immediately. We built an LLM-powered financial news scraper instead of paying for an expensive third-party tool.

network

Market data

For the backtesting feature we introduced a reliable data provider from our own network — cutting licensing and integration costs.

more proof

Same pattern. Different industries.

Every client came with one of the same three blockers. Each left with working software.

  1. singapore · fintechblocker: lack of expertise

    2weeks

    Proof before the big bet.

    No in-house expertise to validate a complex new concept. Competitors pitched expensive, black-box fixed-price contracts. We delivered a working prototype and full technical documentation in two weeks — and the confidence to move forward.

  2. dach · constructionblocker: bureaucracy

    1month

    Around the red tape, not through it.

    Internal approvals were killing momentum. We set up direct, fast feedback loops with the key decision makers and built a cross-platform resource management app in one month.

  3. belgium · recruitmentblocker: speed to market

    3months

    To market ahead of schedule.

    Heavy internal processes would have meant endless delays. We designed, built, published and handed over a market-ready mobile app in three months. They started selling ahead of plan.

how we build

Boutique agencies vibe code.Large firms still build everything by hand.We run agentic engineering.

agentsarchitect checkpointsguardrails

our practice

Agentic Bounded Autonomy.

AI agents work end to end inside deterministic guardrails. Our architects step in exactly where judgment matters. You get the speed of a specialised team and the quality of an enterprise firm — and the system stays reliable as it grows.

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automatekeep human

our ai blueprint

We automate only what should be automated.

The blueprint maps your process step by step: what machines should do, and where human judgment has to stay. It protects you from the two classic mistakes — over-automating, and underusing modern tech.

whohow they build
boutique agenciesvibe codefastfragile as it grows
large firmsbuild by hand from day oneslow, costlysolid
formaagentic engineering, boundedfastreliable as it grows
guarantees

We own the outcome. In writing.

Pragmatic guarantees, matched to the stage you’re in. We’re turnkey — from the first call to the handover.

pilot2–3 weeks

Fixed price.

You know the cost before we start. No hidden fees, no bloat, no scope creep — just the deliverable we agreed.

full productproduction
  • 01

    Warranty

    Post-release support to fix bugs and keep the system stable.

  • 02

    SLA

    Clear, guaranteed response and resolution times for ongoing operations.

  • 03

    Knowledge transfer

    Code, documentation and technical context — all handed over. Your team is fully equipped and never vendor-locked.

book a calla question worth bringing

What project does your team keep pushing to next quarter?

Start with the problem.

  • 30 minWith an engineer, not a salesperson. No slides.
  • you talkHow the business runs, and where it hurts.
  • we answerWhether a pilot makes sense — and roughly what it would take.

Best fit: established companies with $5M+ revenue and a process that’s overdue for a fix.

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Calendar not loading? Open the booking page — or write to requests@forma.limited.

forma.limitedstart with the problem